Decisions about annuities need to take into consideration the possibility that you or your spouse may need long-term care. Some annuities may be helpful, but others could make you ineligible for Medicaid. Proceed with caution. If a financial advisor is…
If you’ve been asked to serve as an executor of an estate, it will be important for you to understand your responsibilities. It is both an honor to be asked to carry out your family member or friend’s final wishes,…
Having a college or advanced degree provides advantages in the workplace and a big boost, when it comes to retirement finances as well. A prosperous retirement doesn’t always follow a prosperous work life, but let’s face it, it doesn’t hurt!…
As much as people want a set formula or equation, there is no one single answer. The key: look at the bigger retirement picture and be fully informed before making a decision. There’s a refreshingly realistic approach in Kiplinger’s recent…
Your attempts to discuss estate planning with your aging parents failed and now both parents have passed away. There’s a big mess to sort out. What should you do now? The first thing you’ll need to do is launch an…
There are certain tasks that require the specialized knowledge of a professional. An experienced elder law or estate planning attorney will protect your family and is well worth the investment. Estate planning and elder law attorneys often receive phone calls…
Unless you have been an executor for a loved one in the past, you are probably not thinking about a “to-do” list of things that must be done shortly after someone dies.This is a useful list, and one you may…
You’d be surprised at the things that people do wrong with their estate plans. Improperly prepared documents can result in beloved children being left out of estates, tax bills that take a huge bite out of inheritances and fractured families.…
With the average age of farmers and ranchers across the United States around 60 years old, the ag world is looking carefully at succession and aging issues. It is estimated that as many as 10 million acres of farmland will…
A new study reveals a surprising approach that is based on serious statistical analysis. This doesn’t seem possible, but the source is impressive, and the concept warrants a closer look. Imagine that you have a choice of how to boost…