Most people go into marriages thinking they will be forever. However, the hard truth is, about half of American marriages end in divorce. With those odds, your best bet is to have a pre-nuptial agreement. A prenuptial agreement may be…
Creating an estate plan when heirs are minors, requires a special touch. You can leave your asset to whomever you want, of course, but some properties cannot legally be owned by minors. There are special structures and rules to convey…
How the cash value of a life insurance policy grows, depends upon what policy you own, its provisions and the life insurance company itself. Known as permanent life insurance, also called cash-value life insurance, has a cash value that grows…
Make A Choice, Even If You Stay Put: Your Retirement Residence Free from workplace obligations, where you live in retirement starts as a wide-open choice. However, once you define your family’s needs, the answers will become clearer. There’s no one…
Three of Glen Campbell’s children have been given the right to contest two wills left by the singer, that completely cut them out of his estate. A Nashville judge says they have legal standing. In two wills, dated September 1,…
186 sprawling acres of Martha’s Vineyard, previously owned by the late Katharine Graham, is coming on the market. She purchased it to prevent the beachfront property from being developed. Located in one of America’s playgrounds of the rich and powerful,…
People think they are doing the right thing by planning for the future, and they are—but you have to be careful who you let handle assets. Many new scams are focused on estate planning for seniors. Scammers prey on the…
When planning retirement expenses, couples need to take an honest look at their expected health expenses during their later years. Even if one person is healthy and the other has chronic illnesses, the costs will impact both. Just because one…
The good news is that we are living longer. However, many of us will experience a time at some point in our lives, when we are not able to take care of ourselves. We think of this more as a…
Basic estate planning is an important thing for any family to have in place, at any stage of life. However, there are some complications that accompany estate planning, when a spouse is not an American citizen. nj.com’s recent article, “Not…