Your letter of intent (LOI) is a valuable piece of your estate planning, and although it is informal, it can be a powerful representation of your intentions after you pass away. Everyone knows they need to make a will, but…
It's a stressful world where we are bombarded with undesirable news, and we also suffer from injuries and illnesses. Chronic pain can be especially stressful. So finding ways to release and cope with pain and stress help people live longer, happier…
The income potential of a disabled person can be maximized even though they are limited by a fixed income. Depending on your medical condition, you may face additional costs to meet your unique needs. And your expenses are always higher than…
Approximately 17 percent of the U.S. population is a family caregiver, and most are losing sleep, worrying, losing income, and struggling with caregiving tasks while balancing their workload and other family responsibilities. 53 million Americans provide care for older relatives…
You may feel like you are experiencing early dementia, but it may be something else altogether. Of the 5.3 million Americans with Alzheimer’s Disease, approximately 200,000 are under the age of 65. Known as Early-Onset Alzheimer’s, the disease typically strikes people…
Marriage, divorce, or losing a spouse are all emotional experiences, but they are also financial ones. One thing to think about is how marital status changes your social security benefits. Understanding your options in different situations removes the burden of decision-making…
Estate planning and elder law differ from one another as you prepare for the future, both in terms of finances and health needs. Estate planning and elder law also have some similarities. Even though these two types of law are for…
In a ten-year study by the Journal of the American Medical Association (JAMA), hearing loss has been linked to health problems. The risks include a 50 percent greater risk of dementia, a 40 percent greater risk of developing depression, and…
With the growing population of US military veterans --currently about 19 million-- there is an expansion of health, education, home loan, and other veteran benefits. VA disability payments are one of the most common entitlements veterans overlook yet are often…
The US Food and Drug Administration (FDA) recently approved a new drug under the trademark Aduhelm™ to treat Alzheimer’s disease. The drug, Aducanumab, is a therapeutic drug that clinically demonstrates a potential to delay further decline from Alzheimer's disease and…