Dementia, which includes the prevalence of Alzheimer's Disease, in the American population is creating difficult caregiving experiences for the family members who are responsible for providing care. Even though you understand your loved one's dementia behaviors are a symptom of…
The Social Security Administration (SSA) recently sent a proposal to the administration's Office of Management and Budget (OMB) that news reports describe as making it harder for older workers to receive Social Security Disability Insurance (SSDI) benefits. After a review…
Reviewing your estate planning documents on a regular basis help to make sure they’re still good, especially with big life changes like births, marriages, divorces, and moving to another state. Children grow up, marriages dissolve, property gets sold, residences change.…
In this article we look at the potential policies put forth by the incoming Biden Administration. With a Democratic president, the House with a Democratic majority, and a closely divided Senate we could see more moderation and consistency in policy.…
Estimates predict that about 50 percent of older adults will require long-term care at some stage of their lives. If you are an adult 65 or more, the percentage moves up to 70 percent. However, the demand for long-term care…
A living will defines your preferences regarding life-sustaining medical treatment. It is often accompanied by a health-care proxy or power of attorney, which allows someone to make treatment decisions for you if you are incapacitated and the living will does…
The largest types of insurance fraud are scams which target government and private health care insurers. Scammers frequently target government insurance like Medicare by stealing newly issued medical ID cards and then stealing identities. The Coalition Against Insurance Fraud estimates that tens…
A study conducted by The Blackstone Group, an independent research firm, on behalf of Bankers Life Center for a Secure Retirement highlights concerning data regarding middle-income baby boomer retirement care preparedness. According to the survey above, the bleak financial reality of…
Aging Americans face an escalating crisis regarding long-term care (LTC). Industry driven, massively underpriced policies are playing fiscal catch up with hefty premium rate increases. This price increase is forcing some aging Americans to abandon their policy while others struggle…
Many adult children in the US live far away from their parents. Managing aging parents or in-law medical events can be a serious challenge without proper preparation and understanding of what your parents' strategy may or may not be, no…