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Rich or Poor, Everyone Needs an Estate Plan

If you’ve got older parents or relatives, says Fox 5 NY in its article “Why estate planning is important regardless of your age or wealth,” you’ll need to start having conversations with them about their estate plan. Don’t neglect your…

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How Prepared Are You for This Retirement Health Cost?

Most people receive Long-Term Care (LTC) insurance as part of their employment benefits package and often confuse it with another benefit, Long-Term Disability (LTD) insurance. Employer-sponsored LTD insurance replaces a portion of your income, if you cannot work because of…

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How Aware is Your State About End-of-Life Issues?

Hospice providers come up against this problem on a regular basis. Our culture is not comfortable with death, talking about it or planning for it, and it’s a real challenge, as reported in the Home Health Care News article, “These…

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