Most people receive Long-Term Care (LTC) insurance as part of their employment benefits package and often confuse it with another benefit, Long-Term Disability (LTD) insurance. Employer-sponsored LTD insurance replaces a portion of your income, if you cannot work because of…
There were relatives of people who had died while under her care and people who read statements from elderly victims, who were simply too weak or sick to come to court to look her in the eye. They lost thousands…
Hospice providers come up against this problem on a regular basis. Our culture is not comfortable with death, talking about it or planning for it, and it’s a real challenge, as reported in the Home Health Care News article, “These…
Native Hawaiian princess Abigail Kawananakoa is battling with Attorney General Russell Suzuki, who claims that the 92-year-old wants to make changes to her trust that are too complicated and invalid because of a prior court rule. The story was reported…
Despite its importance and the inevitable need, AARP did a survey that showed that two of five Americans over age 45 still don’t have a will. Everyone needs a will. Here’s why. Drafting a will with an experienced estate planning…
How can you get the most out of your Social Security check, on a monthly and life-long basis? The article from CNBC, “Get a bigger check by using these Social Security claiming strategies,” explains the steps to follow. Cancelling Social…
For those who work in a non-profit organization, like a school, social service agency, college, hospital system or a museum, the 403(b) plan is the retirement plan offered by non-profit employers. This is a smart way to save for retirement,…
There are a number of ways to find an estate planning attorney, from asking a friend or co-worker to contacting the local bar association for a recommendation. However, the same person who is a good fit for your friend, may…
More than one person has said they don’t want their kids to be spoiled by a large inheritance. However, there is a way to leave money to heirs in such a way, that they have to attain certain markers, like…
Most couples are advised to have a prenuptial agreement before they marry. This is an agreement about what would happen to their assets, just in case the marriage does not work out. Some people have a post nuptial agreement, because…