People think they are doing the right thing by planning for the future, and they are—but you have to be careful who you let handle assets. Many new scams are focused on estate planning for seniors. Scammers prey on the…
When planning retirement expenses, couples need to take an honest look at their expected health expenses during their later years. Even if one person is healthy and the other has chronic illnesses, the costs will impact both. Just because one…
The good news is that we are living longer. However, many of us will experience a time at some point in our lives, when we are not able to take care of ourselves. We think of this more as a…
Basic estate planning is an important thing for any family to have in place, at any stage of life. However, there are some complications that accompany estate planning, when a spouse is not an American citizen. nj.com’s recent article, “Not…
In 2007, the Boston College Center on Wealth and Philanthropy embarked on a four-year study to take a look at the lives of wealthy people and how being affluent has impacted their lives, and those of their children, as reported…
At some point, families have to face the grim reality that they cannot care for a parent without help. Where that care is provided, and how skilled that care is, determines the cost. To have an aide come to the…
By now, the dorms are filled, and a new fall semester is underway. However, you can still take care of these often-overlooked details for your college student. If you were so busy focusing on the logistics of getting your student…
An Employee Stock Purchase Plan, or ESPP, allows employees to purchase stock in their company for a discounted price. Just don’t put all of your eggs in one basket. If you work for a company with an ESPP, you may…
We’ve all done it—reached into our handbag or into a pocket for a wallet that isn’t there. Was it stolen, did we leave it on a checkout counter or in a taxi? Did a pickpocket get it? What’s in your…
The Social Security Administration uses many factors to calculate benefit amounts for beneficiaries, and that includes marital status. Those who remarry late in life need to be aware of what could change as a result. This article from Investopedia’s, “How…