No one is immune from becoming disabled, either temporarily or permanently. Some projections are estimating that Americans in their 20s today have an approximate 30 percent chance of experiencing a disability profound enough to cause them to miss three or…
Preparing and organizing your financial information for when you are no longer capable will bring peace of mind to you and your loved ones. It will also relieve your loved ones' burden in the future. It will ensure proper management…
Dementia, which includes the prevalence of Alzheimer's Disease, in the American population is creating difficult caregiving experiences for the family members who are responsible for providing care. Even though you understand your loved one's dementia behaviors are a symptom of…
The Social Security Administration (SSA) recently sent a proposal to the administration's Office of Management and Budget (OMB) that news reports describe as making it harder for older workers to receive Social Security Disability Insurance (SSDI) benefits. After a review…
A study conducted by The Blackstone Group, an independent research firm, on behalf of Bankers Life Center for a Secure Retirement highlights concerning data regarding middle-income baby boomer retirement care preparedness. According to the survey above, the bleak financial reality of…
What is a Special Needs Trust? In general, a trust is created when property or assets are managed by a person or firm on behalf of another person’s benefit. The person or entity who manages the trust is known as…
An elder law attorney or certified elder law attorney (CELA) specializes as a legal advocate for aging adults and their loved ones. Elder law encompasses a wide range of legal matters affecting an older or disabled person. Issues related to…
The coronavirus pandemic creates risk scenarios for Americans beyond becoming infected with COVID-19. If you are close to retirement age and recently lost your job, there is a good chance you may not find work again. The Great Recession (2007-2009)…
Continuing care retirement communities (CCRC) are becoming popular retirement choices in the United States. Sometimes referred to as life plan communities, the goal is to provide a long-term care option for older residents. These residents prefer to live in the…
Even in the best of circumstances, adults living in senior communities and long-term care facilities fight loneliness and isolation, which is linked to anxiety, depression, cardiovascular disease, and other ailments. During the COVID-19 pandemic, the Centers for Disease Control and…