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Long-term Care: Divorce to Pay for it

Imagine that you have been married to the love of your life for 55 years, only for your spouse to be diagnosed with dementia a couple of years ago. Despite your best efforts to provide care, it’s becoming increasingly obvious that…

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How to Prepare Your Parents for Assisted Living

You should consider an assisted living community if your parents are aging and need assistance with daily activities.  Identifying the suitable facility "fit" for your loved one is a journey requiring matching your parents' needs, budget, and lifestyle with desirable…

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The High Costs of Senior Living

Americans are increasingly in need of affordable long-term support services. Premiums for long-term care insurance policies and nursing home bills are exorbitant. The US Department of Health & Human Services (HHS) finds that Americans aged 65 or more have a 70…

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How to Live on a Fixed Disability Income

The income potential of a disabled person can be maximized even though they are limited by a fixed income. Depending on your medical condition, you may face additional costs to meet your unique needs. And your expenses are always higher than…

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Becoming a Successful Family Caregiver

Approximately 17 percent of the U.S. population is a family caregiver, and most are losing sleep, worrying, losing income, and struggling with caregiving tasks while balancing their workload and other family responsibilities. 53 million Americans provide care for older relatives…

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Does Early-Onset Alzheimer’s Affect You?

You may feel like you are experiencing early dementia, but it may be something else altogether. Of the 5.3 million Americans with Alzheimer’s Disease, approximately 200,000 are under the age of 65. Known as Early-Onset Alzheimer’s, the disease typically strikes people…

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The Process of Qualifying for SSDI and SSI

The US government may offer free health insurance and benefits to disabled workers whose medical conditions prevent them from working. About twenty million disabled Americans currently receive assistance from the Social Security Administration (SSA) for disability through SSI and SSDI.…

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Here Are Some Tips for Understanding Medicare

Knowing how to apply for Medicare can sometimes seem like a double-edged sword for those who are interested in the benefits. On the one hand, Medicare is obviously a good resource because it provides medical benefits to seniors who are…

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