Actions Without Guidance After Maria’s husband died, Maria’s daughter, Debbie, persuaded her to sell the family home and move into Debbie’s mother-in-law cottage. That way they could stay close, and Maria could invest the money from the sale in a nest egg…
No one is immune from becoming disabled, either temporarily or permanently. Some projections are estimating that Americans in their 20s today have an approximate 30 percent chance of experiencing a disability profound enough to cause them to miss three or…
Preparing and organizing your financial information for when you are no longer capable will bring peace of mind to you and your loved ones. It will also relieve your loved ones' burden in the future. It will ensure proper management…
The astronomical costs of long-term nursing care is common knowledge. Costs can run around $7,000.00 or more per month, depending on location. Hundreds of thousands of people presently need that kind of care and the numbers are rising. Ten thousand…
Successfully addressing and formalizing your inheritance of family values and assets can be challenging, especially if parents wait too long to begin instilling family values. Undoubtedly the best time to teach and empower your children as eventual inheritors of your…
You have the right to decide what kind of medical treatment you would want to receive from doctors and health-care providers. If you can speak up at the time, you can express your wishes yourself. But if you become incapable…
The Social Security Administration (SSA) recently sent a proposal to the administration's Office of Management and Budget (OMB) that news reports describe as making it harder for older workers to receive Social Security Disability Insurance (SSDI) benefits. After a review…
Reviewing your estate planning documents on a regular basis help to make sure they’re still good, especially with big life changes like births, marriages, divorces, and moving to another state. Children grow up, marriages dissolve, property gets sold, residences change.…
A living will defines your preferences regarding life-sustaining medical treatment. It is often accompanied by a health-care proxy or power of attorney, which allows someone to make treatment decisions for you if you are incapacitated and the living will does…
Aging Americans face an escalating crisis regarding long-term care (LTC). Industry driven, massively underpriced policies are playing fiscal catch up with hefty premium rate increases. This price increase is forcing some aging Americans to abandon their policy while others struggle…