Recent research findings highlight widespread concerns about long-term care planning. In October 2025, Lincoln Financial’s Consumer Sentiments Tracker found that a staggering 82 percent of people surveyed said they are concerned about paying for long-term care for themselves or a…
A sweeping federal budget law is quietly threatening the health coverage of some of America’s most vulnerable older adults. Here’s what’s changing, whom it will affect, and what you can do. If you rely on both Medicare and Medicaid to…
Probate Avoidance Is Not the Whole Story Revocable living trusts are widely known for helping families avoid probate after death. That benefit is real, but it is often not the most urgent reason a trust matters. For comprehensive estate planning,…
Dividing personal belongings after a loved one passes away can be one of the most difficult parts of estate planning. Even small items can carry deep emotional meaning, which can sometimes lead to family disagreements if there isn’t a clear…
Financial scams targeting older adults are more common than ever. Older adults lose billions of dollars each year to financial abuse and exploitation. In 2025, adults aged 60 and older in the United States reported $2.4 billion in losses to…
Americans want to live longer, healthier lives, but here’s the problem: while we’re living more years overall, many of those extra years are spent dealing with long-term illness and physical decline. One scientifically backed way to improve overall health and…
The recent disappearance of Nancy Guthrie from her home in Catalina Foothills, Arizona, has highlighted the difficult balancing act many families face: older adults’ strong desire to remain in their own homes and their adult children’s equally strong desire to…
Though many Americans have adequate retirement savings, many others plan to work longer – or feel they cannot stop working – simply to afford retirement. However, about 40 percent of workers will have to quit their jobs earlier than expected…
As of the 2025 tax year, many older Americans may realize a new tax benefit thanks to a provision in the One Big Beautiful Bill Act. The law, signed in July 2025, created a new annual tax deduction of up…
According to U.S. Census Bureau estimates, the number of Americans age 65 and older will increase to 82 million seniors by 2050. As the population of older adults in the United States rises, so will the need for long-term care.…