Seniors Can Take Steps to Deter Depression
It is easy to succumb to depression at any stage of life. Life is full of surprises and twists, and not all of them have a positive effect on our mental health. However, once a senior is in the grasp…
Health Care Expenses Can Hold Many Challenges
We are grateful to those who are caring for the sick, and to those who support those workers. At the same time, we should be skeptical of bills which may be presented for that care. The struggle to contain health-care…
A Letter of Intent Helps You Plan for Your Special Needs Child
Writing a letter of intent (LOI) for your special needs child can help bring them family continuity and comfort after you are gone. As a parent, the most valuable asset your child has is you and your ability to care…
Dementia is a Serious Health Challenge
Every three seconds, someone in the world is diagnosed with dementia. Dementia is a catchall phrase that refers to many types of neurodegenerative diseases. Neurodegenerative diseases bring about the onset of dementia including but not limited to: Alzheimer’s disease, Lewy…
Explore Life Insurance to Enhance Your Estate Plan
Recent events have caused many of us to consider our mortality and how we can make sure our loved ones are taken care of, especially if the unexpected happens. Life insurance can be an affordable way to provide for our…
Beware of Pandemic Related Scams
It is hateful that criminals come out of the woodwork whenever people are vulnerable or in need, and nobody needs reminding, these days, how many of us are in precisely that condition. The opportunities to exploit fear and need are…
Reasons You Should Rethink Your Retirement Accounts
Kiplinger.com suggests you should rethink your financial retirement portfolio. You may have built up a significant nest egg in a 401(k) plan, but it does come with serious baggage during your golden years. It is impossible to argue against the…
Who Should Manage Your Financial Well Being?
Who should you trust to manage your finances when you are no longer able to do so? A power of attorney (POA), otherwise known as an agent to your principal, has the legal authority to represent and make decisions on…
Speaking with Parents About Finances
It is essential that as your parents' age, you have conversations with them about their finances. To broach the topic, you might bring up current events like the coronavirus pandemic, its effect on economic conditions, and how it relates to…
Americans of All Ages are Creating Their Wills During COVID 19 Pandemic
There has been an explosion in the numbers of Americans rushing to make their will online. Understandably, the coronavirus pandemic has created the scramble to set up wills and end-of-life-directives. However, online do it yourself (DIY) wills are often deemed…