Individuals with developmental disabilities who can't make important decisions or care for themselves in adulthood may need guardianships and conservatorships. Establishing a legal guardian is the job of the court, which appoints a person (guardian) to make personal and financial…
A special needs trust (SNT) must be properly funded, so that certain assets can be designated to the trust. The trustee can then distribute these assets to the disabled individual. Before funding can happen, you must choose the type of…
A family with a special needs child can use life insurance in two ways. In one situation, parents may consider purchasing life insurance for their child’s life, addressing the possibility of outliving them. Alternatively, parents may use a life insurance…