The typical picture of an Alzheimer’s patient, or someone suffering from any form of dementia, is of an older, fragile person who doesn’t seem to understand who they are or where they are. Recent research has uncovered several different health…
First issued in 1980, and still in use today, are the Series EE bonds, the most common variety of bonds. They were designed for the long game—they pay interest for up to 30 years. With the end of calendar year…
There’s so much to do when a loved one passes away, and it’s hard to focus when you are grieving. Still, there are several tasks that need to be taken care of immediately. Some of the things that need to…
Irrevocable sounds permanent, and it is—and that’s a good thing, says The Patriot Ledge in a recent article, “Sometimes irrevocable is good.” Here’s an example: if you have a daughter-in-law that you’re not thrilled with, leaving assets outright to your…
This sounds zany, but it might just happen. Purple was Prince’s favorite color, and now the estate wants to own a few shades, similar to one created by Pantone in his memory. Everyone has a favorite color, but not everyone…
What you donate—cash, stocks or other investment assets—and how you make your donations—may have an impact on how much of a tax benefit you receive. The Los Altos Town Crier’s recent article, “End-of-year checklist spotlights tax-smart charitable giving,” provides some…
A nursing home is defined by Medicare as a special facility or part of a hospital that provides medically necessary professional services from a nurse, physical or occupational therapists, speech pathologists or audiologists. These rules are specific to a skilled…
Life insurance is one of those things that you need, the minute you have a spouse or children who count on your income. Life insurance comes in two basic categories: term and permanent, also known as whole or universal insurance.…
Even well-known celebrities with significant wealth and access to advisors sometimes make costly estate planning mistakes. When this happens, their families often face delays, confusion, and legal battles. A Reno Gazette Journal article once noted: "Yes, even celebrities make estate…
Maybe people get confused because the first six letters of both Medicare and Medicaid are identical. But they are very different, as the article “Medicare vs. Medicaid” from U.S. News & World Report explains. Each program concentrates on different populations…