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How Does COLA Affect Social Security Benefits?

The federal government evaluation tool which calculates the Cost-of-Living Adjustment (COLA) is flawed according to an analysis by the non-partisan advocacy group called The Senior Citizens League (TSCL).  The decrease in social security benefit monies that are paid to seniors…

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Seniors Use Crowdsourcing to Evaluate Areas to Retire

On average, two-thirds of Americans 65 or older would prefer to age in place, while the other one-third would want to live somewhere else. The family remains the most significant factor when deciding where retirees live, followed by the general…

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Short-Term Disability Insurance and Its Many Benefits

Imagine this scenario, an unwed middle-aged lady, Sandy, being the sole caretaker for her 85-year-old mother. Sandy still worked full time and would help her mom in the evenings and weekends. Unfortunately, Sandy was in a serious car accident and…

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