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How TOD Accounts Work and Do You Need One?

If you want a simple way to pass a part of your estate to a spouse, one way to do it is through the use of Transfer on Death (TOD) accounts. Many spouses share a checking and savings account. Both…

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How to Select a Health Care Proxy

You’ll need a brave soul with a backbone to make the hard, sometimes unpopular decisions on your behalf, if you become incapacitated. Designating a health care proxy is like picking a guardian for your children, only it’s for yourself. Who…

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Medicaid Work Rules Blocked by Federal Judge

A state law that imposed work requirements on low-income Medicaid recipients in Arkansas and Kentucky was struck down by a federal judge, who noted that the requirements are counter to the mission of the program goal: to provide health care…

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